Rewards

Investment Income

Protect your retirement with income that can withstand rising inflation, fluctuating markets, and unforeseen events. Alternative investments like real estate and dividends generate regular income that can help you navigate risk.

You’ll often hear stories of retirees who are forced out of retirement due to inflation or volatile markets that decimate savings and ruin their retirement plans. In 2022 alone, 25% of retirees delayed their retirement due to these concerns.

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With our help, you can manage fees and control your exposure. You can add additional guaranteed income streams that diversify your retirement strategy and help you mitigate risks like economic volatility, wars, inflation, and the potential for long-term care. We’ll help you break down the four common sources of guaranteed income so you can decide which can best help you achieve a stress-free, permanent retirement on your terms.

See examples below of investment income we can help you with.

  • 8 to 10%

    Average percentage of profits taken by real estate management companies.

  • Multi-Year Guaranteed Annuities

    Provide a life insurance company with a lump sum and receive a pre-determined and contractually guaranteed interest rate for a specified period of time, most commonly 3-10 years, plus the return of your principal.

  • Forty Percent

    The percentage of total return on the S&P 500 Index attributed to dividends.

  • Cash Accounts

    22 & 28

    Multiply your desired annual dividend income by 22 & 28 to determine your ideal investment range.

TOP ADVICE:

Consider using retirement investments that generate income, so you can grow your wealth without worrying that you’ll run out of funds.

  • The earlier, the better, especially if you need a mortgage to purchase - they’ll require a stable income stream, which might be hard to prove if you’re already retired.

  • Selling your rental property will trigger the same capital gains tax as you would pay before retirement, and property taxes (and mortgage interest rates) can be higher for rental properties. Finding a knowledgeable retirement consultant can help you maximize your tax benefits. Talk to us about where, what, and when to buy.

  • With the right planning, yes. The average expenditures of a retired family in 2022 was $62,000. To live off of dividends alone, this family would need to have 1.4 to 1.8 invested in dividend yielding stocks, mutual funds, and ETFs. Give us a call to discuss dividend-investment strategies and educational opportunities.

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